FIND AN INVESTMENT

MADE TO SUIT YOU

With a well-managed portfolio of investments, everyone should have the financial future they plan for. Luceo Asset Management will enable you to gain access to high levels of investment management expertise. We have chosen to partner with Octopus Investments who manage nearly £6billion on behalf of more than 50,000 investors. Octopus investors gain access to a full complement of asset classes, geographic regions and investment styles, all within a single portfolio. People need consistency and reliability from their investments, this is at the heart of the Octopus investment philosophy. As the Investment Adviser to the Luceo Investment Funds, Octopus will manage your portfolios to match the recommendations you received from your financial adviser.

A STRAIGHTFORWARD SOLUTION

It is difficult, time consuming and expensive for individual retail investors to assemble a diversified investment portfolio. We have made this easy by selecting Octopus Investments, an award-winning fund manager with significant expertise in constructing and managing multi-manager investment portfolios.

DIVERSIFIED INVESTMENTS

In order to manage the overall level of risk within your portfolio and generate consistent returns, your investment advisers look beyond traditional types of investment (equities, bonds and cash). They don’t just build portfolios; they never stop working hard to make sure they keep performing.

MONITORED BY A PANEL OF EXPERTS

Luceo Asset Management has a dedicated investment committee that meets at least four times a year. It’s their job to monitor how Octopus Investments, the company we have selected to manage the Luceo Investment Funds, is doing and to ensure that the funds are performing as expected.

‘Don’t put all your eggs in one basket’ is an old saying that still holds true when it comes to investing. Diversification is central to the multi-manager approach taken with the Luceo Investment Fund portfolios.

THE ‘ALL IN ONE’ SOLUTION

Your investment will be what’s known as a ‘multi manager’ portfolio, also known as a ‘fund of funds’. This just means that your investment manager will assemble a portfolio of suitable funds to invest in, based on your investment objectives and the goals you discussed with your financial adviser.

  • Targeting Long-Term Capital Growth
  • Actively Managed to Remain Risk Appropriate
  • Diversification Across Asset Classes
  • Equity Exposure Tailored to Suit
  • Professional Fund Management
  • Combining Active & Passive Investment Schemes
  • Investment Committee Oversight
  • Delivered with Expert Financial Advice

This approach means you can feel confident that your portfolio contains high quality investments and features many different types of assets. Each fund in your portfolio will be chosen for its own characteristics and how it fits within your overall portfolio.

Depending on the level of risk and return you require, your Luceo Investment Fund could feature the following assets:

For illustrative purposes only. The investment funds in this brochure are designed to achieve their returns over a period of at least five years, but this is not guaranteed. There is a chance you could lose money and get back less than your original investment. For more information see page 10 of our client brochure and refer to the risk warning at the bottom of this page.

FUND RANGE

LUCEO 3

FUND POLICY

Predominantly invests in passive and actively managed collective investment schemes (OEICs, unit trusts and exchange- traded funds) and closed ended investment companies. This
will give exposure mainly to funds with global fixed interest investments. It may also invest in global equity funds and funds with absolute return objectives.

Min Exposure: 50% in bonds.

LUCEO 4

FUND POLICY

Predominantly investing in passive and active collective investment schemes (OEICs,unit trusts and exchange traded funds) and closed ended investment companies. The fund will have no more than 55% exposure to global equity markets.

Equity Exposure: < 55%.

LUCEO 5

FUND POLICY

Predominantly investing in passive and active collective investment schemes (OEICs,unit trusts and exchange traded funds) and closed ended investment companies. The fund will have no more than 70% exposure to global equity markets.

Equity Exposure: < 70%.

LUCEO 6

FUND POLICY

Predominantly investing in passive and active collective investment schemes (OEICs,unit trusts and exchange traded funds) and closed ended investment companies. The fund will have no more than 85% exposure to global equity markets.

Equity Exposure: < 85%.

LUCEO 7

FUND POLICY

Predominantly invests in passive and actively managed collective investment schemes (OEICs, unit trusts and exchange- traded funds) and closed ended investment companies. This
will expose up to 100% of the portfolio to funds invested in UK and international equities. The Fund may also invest in global bond and absolute return funds.

Equity Exposure: < 100%.